disability insurance

disability insurance

Disability Income Insurance – Life is full of risks. You might be surprised to learn what poses the greatest threat to most people during the course of one year:

• 1 in 222 housing units catch fire
• 1 in 160 people receive injuries in motor vehicle accidents
• 1 in 117 people die
• 1 in 10 people, age 25-64, suffer a disability

Many people don’t realize how high the chances of becoming disabled are. If you become sick or unable to work you could lose your income and what it provides. In your profession, that could be a substantial amount. This chart shows how much money you may earn in your lifetime. A disability could make sure you never see that money.

Potential Earnings to Age 55
(with 5 percent annual salary increase)

Annual
Income
Age
$50,000
$75,000
$100,000
$150,000
35
3,322,000
4,983,000
6,644,000
9,966,000
40
2,386,000
3,580,000
4,773,000
7,159,000
45
1,653,000
2,480,000
3,307,000
4,960,000
50
1,079,000
1,618,000
2,158,000
3,237,000
55
629,000
943,000
1,258,000
1,887,000

You probably insure your home, your car and other personal assets. Don’t forget to protect your most valuable asset… your ability to earn an income.

OUR PARTNERS